Frequently Asked Questions

Yes, all calculators on InvestCompareTool.org are completely free to use. No registration, no email required, no paywalls. We support the site through advertising.

No. The tools and content on this site are for educational purposes only. We provide calculators and general information to help you understand investment concepts. For personalized advice tailored to your situation, please consult a qualified financial advisor.

Our calculators use standard financial formulas. However, they are simplified models and cannot account for all real-world variables like taxes, inflation changes, market volatility, or your personal circumstances. Treat results as estimates, not predictions.

No. All calculations happen in your browser. We do not collect or store any personal information or calculation inputs. Some tools may save data to your browser's local storage so you can revisit your work, but this never leaves your device.

Yes. Many of our tools include a share button that generates a unique URL with your inputs encoded. Anyone with that link can see the same calculation. No data is stored on our servers.

Marcus is a CFA charterholder and former portfolio analyst with 14 years of experience. He created InvestCompareTool.org to help everyday investors understand what Wall Street doesn't advertise. See our About page for more details.

No. We do not recommend specific stocks, funds, or strategies. Our tools help you compare scenarios, but the decisions are yours. We have no partnerships with fund companies or brokerages.

We display advertisements on the site. We do not sell investment products, receive commissions, or participate in affiliate programs. Our revenue comes solely from ad impressions and clicks.

The tools are free for personal use. For commercial use, please contact us. We generally allow embedding with attribution on a case-by-case basis.

For 2026, the 401(k) contribution limit is $24,500 (up from $23,500 in 2025). The IRA limit is $7,500 (up from $7,000). Catch-up contributions for age 50+ are $8,000 for 401(k)s and $1,100 for IRAs. Those aged 60-63 have a "super catch-up" of $11,250.

Please email us at privacy@investcomparetool.org with the tool name, what you were trying to do, and what went wrong. Screenshots help too.

We publish new blog articles regularly and update tools when tax laws or contribution limits change. Our 2026 calculators are current with the latest IRS limits.