Retirement Savings Calculator
Updated with 2026 IRS limits: 401(k) $24,500, IRA $7,500. Plan your retirement with confidence.
Growth Projection
About This Tool
Name: Retirement Savings Calculator
Scene: Use when planning retirement, adjusting contributions, or evaluating whether you are on track.
Method: Enter current balances, annual contributions (up to 2026 limits), employer match, and expected return. Calculates future value of both accounts separately.
Interpretation: Total shows combined retirement savings. The employer match line shows "free money" you would miss without full contributions.
Disclaimer: Estimates only. Market returns vary. Consult a financial planner.
2026 Limits Quick Ref
- 401(k): $24,500
- IRA: $7,500
- Catch-up (50+): +$8,000
- Super catch-up (60-63): +$11,250